Editorial Policy

What this site is

This is a comparison resource for US cash advance providers. We collect the fee schedule, advance limit, funding speed, credit-check practice and state availability for each provider, present them side by side, and explain the trade-offs in plain language.

Where our information comes from

Every figure published here is taken from one of three places: the provider's own terms of service and fee schedule, a public regulatory source such as the CFPB, FTC or FDIC, or the text of a state statute. We do not republish marketing copy, and we do not publish a figure we cannot point to a source for.

Why we publish no scores

You will not find a rating out of five, a star rating, or a numbered ranking anywhere on this site. A score implies a measurement, and a measurement implies testing we have not carried out. It also collapses a genuine trade-off into one number: the provider that suits a borrower who needs $50 within the hour is not the one that suits a borrower who needs $500 next week.

Instead, each provider carries a short note describing the one thing its published terms do better than its peers. That is an editorial judgement about facts on the record, and we label it as such.

Why we publish no user testimonials

We have not collected reader experiences, so we do not display any. Where we describe common complaints about the category, we say which public source that pattern comes from. If you have used one of the providers we cover and want to share your experience for publication, our contact page reaches the editorial team.

Independence and affiliate relationships

We may earn a commission when a reader applies through a link on this site. That disclosure appears in the footer of every page. No provider can pay to be included, to be excluded, to change the order it appears in, or to change how it is described. There is no paid placement of any kind on this site.

Accuracy and how often this is checked

Cash advance pricing changes without notice. The date on each page records when its figures were last checked, not a guarantee that they are current today. We re-check pages when we become aware of a change and on a best-effort basis otherwise. Before you act on any figure here, confirm it on the provider's own site.

Corrections

If something here is wrong, tell us through the contact page. We correct factual errors, change the date on the page, and note what changed where the correction is substantive. We would rather be told than be wrong.

Compliance

Affiliate disclosures on this site are written to meet the Federal Trade Commission's guidance on endorsements and testimonials at 16 CFR Part 255. Nothing on this site is financial advice, and we are not a lender, broker or licensed adviser.